Coventry Estate Agents Assess the Property Market

Property for sale in Coventry: The search is on

After a period of stagnation when many people put their home moving plans on hold, the UK property market is gaining momentum again. Estate agents in Coventry agree that the current level of buoyancy is far more controlled than what was witnessed prior to 2007. With the Government, the Bank of England and mortgage lenders now measured in their actions – and with an economic recovery inching forward every month – confidence has returned and properties for sale in Coventry are in favour.

A unique buying and selling environment

Anyone thinking of purchasing a house for sale in Coventry is advised to understand the current market to be in the strongest buying position. Coventry estate agents are monitoring the flow of new stock coming on to the market compared with the number of buyers registering interest. This, along with a number of other property market factors, will shape a buyers’ approach.

The current property market can be broken down as follows:

The good

First-time buyers are back

The number of first-time buyers entering the market has risen by 42% year on year*, claim LSL Property Services. First-time purchasers of starter homes and flats for sale in Coventry are essential to the market as they get chains moving and allow people to trade up to bigger properties. Without them, the market hardly moves.

Value-for money in Coventry

It’s possible to secure an entry-level property for sale in Coventry for less than £125,000 – which rings bells with first-time buyers and investors as properties under this price are stamp-duty exempt. Many good-quality houses for sale in Coventry are priced below £250,000 – a value that attracts the lower 1% stamp duty levy – with three-bedroom family homes in Binley, Eastern Green and Bannerbrook Park available for less than £200,000.

Better mortgage lending conditions

There’s also good news on the financial front thanks to an improved mortgage market. The Government-backed Help to Buy Mortgage Guarantee scheme is perfect for those with deposits of 5%, and its introduction has had a great side effect – sparking competition among lenders who all want to win borrowers’ business. As a result, a raft of new deals and more attractive interest rates have been introduced, which are open to all borrowers and not just those using Help to Buy.

The bad (well, not that bad)

The Help to Buy Mortgage Guarantee scheme is due to run until 2017, but the Bank of England could advise the Government to suspend the initiative if they feel it’s overheating the property market. In addition, all Coventry estate agents will agree that there’s not enough property for sale to go round. Their current drive is to persuade more homeowners to come to market and satisfy buyer demand.

The ugly – competition from other buyers

One national newspaper reported that eight buyers are chasing every home and up to 60 potential buyers are turning up to ‘open house’ events. While these figures will vary from region to region, the demand for property for sale in Coventry is high. The first step for any buyer is to register directly with Coventry estate agents. This will ensure any new instructions are shown to potential buyers before they are mass marketed. It’s not good enough to rely solely on the property search portals as many homes go under offer before they even make it online. Buyers should make themselves as attractive to vendors as possible by:-

Matthew James estate agents Coventry offer a wide range of properties to buy or rent in the Coventry and Warwickshire area. Visit their website to see the latest properties. Divide your garden and add multiple levels by using railway sleepers available in a variety of different woods including oak and soft wood. Sleepers can be cut to size to suit any garden. They can be used as steps or to create a garden wall.

Here Are The Services You Need From Your Estate Agent

Becoming a landlord for the first time can be both exciting and daunting, with the promise of a passive source of income being appealing yet complex. Bearing the landlord status brings many benefits but also unique problems of its own, therefore choosing a good estate agent is of paramount importance to help things go as smoothly as possible.

As many landlords will know, the number of excellent British universities and other educational institutions nearby – including the University of Warwick, Warwickshire College and Coventry University – has meant there is a huge student population looking to rent here, making it a very profitable endeavour.

The first thing you need to ask for from your choice of estate agents- especially if you are a first time landlord – is a full management service that will deal with everything concerning your property. This can be especially beneficial when it comes to a high tenant turnover rate, as is common with student tenants.

Key services that are especially needed in the case of students include the full maintenance of the property, collection of rent and deposits, and arranging and accompanying viewings. Although these are necessary for all potential tenants, if you rent to students you can expect these activities to be necessary on a much more frequent basis.

Estate agents will make sure they do all the hard work for the landlord for a reasonable fee – making sure that student tenants are responsible for damage to the property, collecting rent and deposits on a regular basis, and organizing property viewings each and every year as the new intake of students arrives.

There are also other very useful services that you can benefit from as a landlord in the area, which are usually included in a full property management service. One of these is the selection and referencing of tenants using the Ends Leigh referencing system; instead of vetting prospective tenants yourself, your estate agents will do the hard work for you.

This is relevant for all tenants – students or otherwise – as it can help weed out those that have been bad tenants in previous properties and are therefore not likely to be good candidates for you. Another service that can be provided is a full inventory compilation, which will make sure that everything is as it should be when a tenancy comes to an end.

Again, this is especially useful when dealing with student tenants, whose tenancy agreements often last only a year before a new set of student tenants arrive. Carrying out an inventory check is therefore something that you or your estate agents need to do on a regular basis.

You should also expect that your choice of estate agents takes care of all the legal aspects regarding the rental of your property. This includes the drafting and signing of contracts to your needs and requirements. They will also be responsible for the marketing of the property, and it is worth asking how they intend to do this.

Last but not least, your choice of estate agents should take care of payments of rent into your account, providing you also with any relevant statements so you can better keep track of your finances and the income that you are getting from the property.

Whether you opt for a full management service or just the basics, finding a good estate agent that can deliver a range of essential services is important for any first time landlord. Consider what your needs are in relation to the type of tenants you will be marketing to, and then choose a service that can expertly meet these needs.

Coventry Estate Agents Advise on the Best Areas to Buy a House in and Around Coventry

Coventry remains one of the most affordable areas in the West Midlands to buy a house. Its convenient location, halfway between London and Birmingham, makes it a smart choice for people looking to buy their first home on a budget, or move with their work in the area. Coventry estate agents agree that the city is also ideal for landlords searching for new investment opportunities, being often cited among the places with the highest returns on buy to let properties in the UK.

There are many aspects of the local property landscape to take into consideration when deciding to look for houses for sale in Coventry, from the quality of the property stock available in different Coventry residential areas to the proximity of local facilities, schools and transport links. Especially since levels of accommodation and property profile tend to vary between Coventry areas. This is why a solid knowledge of the Coventry property market proves to be extremely useful to buyers.

We have asked leading Coventry estate agents to advise on the best local areas to buy a property and their top recommendations for people searching for houses for sale in Coventry. Here is what local Coventry estate agents recommend:

Earlsdon

Located south-west of the city, Earlsdon has been one of the busiest districts in Coventry since the late 19th century, when urban development took place around Albany Road. Earlsdon quickly became one of the most desirable residential and commercial areas of Coventry and has kept much of its original character to date. Earlsdon property is defined by beautifully preserved heritage buildings, many of them displaying blue plaques commemorating famous past residents. This is one of the reasons houses for sale in the area always command higher prices than in other Coventry areas. Coventry estate agents recommend Earlsdon for the splendid architecture of properties and the great community spirit that exists in the neighbourhood.

Styvechale

Styvechale, or Stivichall, has long been a farming area, concentrated around the Styvechale village and the parish Church of St. James. The area has been owned for centuries by the Gregory family, who demolished a large part of the old village when developing the estate. A few heritage buildings have retained their original features, such as Styvechale Grange, the Stivichall hamlet and Kenilworth Road. In the 1920′ the estate was sold to the Coventry Corporation and transformed into a thriving urban area, with good schools, plenty of green spaces and a good selection of local amenities. Coventry estate agents recommend Styvechale for its quiet lifestyle, exceptional accommodation you will find in most of the houses and flats available for sale in the area, and the green open spaces available to local residents.

Stoke

Stoke covers a large part of Coventry city to the east, including Stoke Park, Stoke Aldermoor and Stoke Heath. Stoke property landscape is very diverse and includes a good number of heritage buildings, from large houses built for the 17th century middle class around Stoke Green, to smaller suburban dwellings in Stoke Heath. Today the area offers very convenient accommodation to students and young professionals. Coventry estate agents recommend Stoke for its’ affordable houses available for sale, great transport links to city centre and the great variety of local facilities the area offers, from shopping venues to popular bars and restaurants.

Besides these areas, there are great opportunities to purchase houses or flats in other Coventry areas as well. Make sure to contact local estate agents in Coventry in order to keep up to date with the latest offers in residential sales and buy to let in Coventry, and receive personalised advice on finding a property that suits your requirements.

How to Work Like Professional Home Decorators

Being a home decorator without a degree is a tough task if someone is looking at it with a professional eye. But when it comes to decorate your own home, anyone can become a decorator and start revamping his home just like a professional decorator would do. All it takes is simple knowledge of home improvements and a classic style that can please every eye. Doing so, you can save a lot of money which otherwise would go into the pockets of a professional decorator. When it is possible to be your own decorator, and then why not spend that money on your home instead of a decorator? Plus, you get everything of your own choice, which is an add-on for your home project.

Being a decorator requires some pre-planning and homework before you move on even a single step; and the very first step that would lead you to be a home decorator is a proper plan. As colors play the most essential role in a home decor, you need to choose a color scheme of your choice. Professional home decorators take several colors schemes and then make their selection. You too will have to do the same for working like a professional home decorator. These color schemes play a major role in enhancing the decor style and they show obvious variations even with the slightest change. Therefore, one needs to be precise when selecting a color scheme.

You can also use home improvement software for perfecting everything – the colors, the designs, the models and the entire décor theme. Professional home decorators always use home improvement software for such purposes. Besides giving an exact idea about the entire project, home improvement software also extends the visions of the designers as they can see their ideas on the computer screen. Visual presentation makes it a lot easier for home decorators to either plan a home décor or change an existing plan after watching it’s visual. You should also get help from the software. It is easy to use and it decorates your room in just a few seconds right on your screen.

The size of your home is also counted in a home decor. You need to arrange things – buy or trash – with respect to the size of your room. If you have a very small home, you should go for a simple and descent home décor – without stuffing it with extra decoration pieces and furniture. However, a big-sized home is always a blessing for home decorators. You can arrange everything accordingly and you will still be able to save some of the space if you are too good at home decoration.

A professional home decorator takes care of all the aspects including all the rooms, interiors, walkways, exterior, doors and even the windows and curtains. You too will have to take everything together for a descent home decor. Use the color themes in such a way that it gets blended with each of the room present in your home. Moreover, you also need to give priority to the exterior of your home. Following all these steps along with reading professional home improvement magazines, you can efficiently carry on your home decoration project, just like professional home decorators. In this way, you get your required décor style by saving your money.

Tips For Great Home Decor

Decorating your home is one of the most daunting tasks. Most of the home decor items are very popular among the people. By changing couple of things of your abode one can bring a great transformation in one’s personal space. Even a minute change in your home decoration will make you feel new and refreshing. Decorating your home is one of the best ways of transforming the bored and tired looking space into rejuvenating, fresh and happy atmosphere.

Home Decoration involves several things such as colors, furniture, fabric and several other accessories. For some people home decor may involve several thousand dollars while it just takes some imagination by some people to make magnificent changes.

Hiring a professional home decor person is always a great idea but it involves a lot of money. A professional decorator will surely bring a trendy and sporty environment to your home and they are well aware of the latest trends. They have a very professional point of view as compare to an amateur decorator as they have both experience and talent. They are able to transform your boring, non-happening place into exciting place to hang in.

One can also go for home improvement software which will surely make your place a better place to live. The software so used can improve the color, designs and many more things. Most of the professional decorators make use of home decor software as they give exact idea about the view of your home after improvement. This software also extends the vision of decorator as one can see the ideas on the screen of the computer.

Home decor is selected according to the size of your home and you may require buying or keeping the things away according to the size of your home. If the size of your home is very small then you should go for a very simple and elegant home decor. You should not go for adding extra decorative pieces and furniture.

If you own a very large or big-sized home then one can arrange the things quite efficiently and still save some space. Big size homes are like blessings for home decorators. Home decorator also includes proper and correct placement of practical and useful items such as furniture, several artifacts and electronic items of your home.

Decorative ladders have become a hot favorite for home decorators these days. This may be due to the reason that they give a great and rustic look to your home and these can also be used for several other ways. Decorative molding is another way of enhancing the decor and it can also be used to highlight certain features of your home. These are meant to add style and a great look to the walls, floors and ceiling.

This is the best way of enhancing and enriching the home. One thing to remember about molding is that if you are using this on one item in your room then it will be a great idea to use the same type of molding on the other items of the room.

Not Good at Home Decorating and Design? Tips to Achieve Beautiful, Creative Decor and Home Accents

What you display and how you decorate your home, with home decor, is a reflection of your taste and style.

For many people home decorating and home decor accents are meaningless and they may not have any desire to have anything other than the basics in their home.

Many people desire to have a beautifully decorated home with nicely displayed home decor accents but don’t feel they have the talent to put it all together or just don’t know where to begin.

If this is where you are, this article is for you.

If this applies to you and you find that you want a decorative home and a home that is eye pleasing to you, there are a few ways to achieve a welcoming, decorative, and desirable place that will be your retreat and refuge.

Each of us is giving talents and gifts in our life and some of us don’t excel in the decorating department.

And, if home decorating and putting home accents together properly is not your talent or gift don’t be discouraged you just need to tap into what you have or tap into someone who has that gift.

Below are a few tips of ways you can find your creative side or find someone who can help you accomplish your desire in having a home that is tastefully decorated in home decor and home accents.

If money is available to hire a decorator this is certainly an easy and good way to acquire a great result.
Take caution that you find someone with a good reputation that is a listener to your wants and needs and who will give you a complete list of what they can and will do for you.
Get the cost in writing
Listen to your instinct when interviewing decorators.
Find a decorator with whom you can work with and trust.
If you feel confident enough to do your research and want to pull out your creative side, roll up your sleeves and do it yourself by:

· Taking a decorator class. It may sound odd, but you will actually learn and develop good principles in design. There are many basics that need to be understood in design.

· Shop in furniture stores for ideals and styles you like.

· Realize what your taste is. It could be modern/contemporary or rustic/Tuscan or country or another style.

· There are great products on the market in the field of furniture and decorative home accent pieces, such as, metal wall art. Take the time to explore products that are of good quality, that reflect quality and craftsmanship, and will add value as it is displayed in your home or outdoor living space.

· Take time to discover what it is you really like and want.

Tap into a friend who is really good with color, display and decorating. You probably know just the person who has the talent and you like his or her taste. This is a great opportunity for you to enjoy learning from and trusting that friend’s creativity. Your friend will probably love to get involved in your project.

· Understand and don’t expect your friend to take as much time as a paid decorator will.

· Don’t ask above what your friend has time for or is able to accomplish.

· It is important to not take advantage of a friend.

· This may be an opportunity where you can exchange talents. Maybe your friend could use some of your talent for where he or she lacks in tasks. This is chance to give of yourself to your friend. Always, give more or yourself than what you expect in return in your friendship.

If any of these tips will work for you and you are willing to pursue your desires you will certainly be pleased and satisfied to have your home decorated in a way that will bring you pleasure and enjoyment for a long time to come.

The Best Options for Your Caravan Finance

Options for Your Caravan Finance

Buying a caravan can be a great way to organise more flexible holidays and weekend breaks. It can provide you with a home away from home, with all of your creature comforts. You can travel anywhere you would like to visit, spend one night or several without needing to worry about expensive hotel accommodation or costly restaurant bills. However, unless you are in a very fortunate financial position, it is likely that you will need to consider finance to fund the purchase.

Dealership Caravan Finance:

The most obvious place to look for your caravan finance is the dealership where you are purchasing the caravan. While this can be a great place to secure automotive finance, consumers should not assume that they are automatically obtaining the best auto finance rates. The dealership may have some attractive packages, but be sure to read the small print to check for any hidden fees or charges, and compare the rates with other providers before you commit. In many cases, the sticker price for the finance options are often based on longer term loans to make the monthly charges more attractive. Although this means that your monthly expenses will be less, you will be paying far more over the term of the loan. Always check the total finance cost in addition to the APR and monthly payment estimates.

Bank Loans:

Another source of financing is a loan from your high street bank. Most banks and financial institutions advertise some great loan deals for any purpose. However, you should be aware that since the global finance crisis, many banks are reluctant to lend to those without an excellent credit record. If you have less than perfect credit, you may not qualify for the advertised rate and will be offered a less competitive deal. Again, be sure to compare any quotes to check if it is the best possible deal.

Specialist Caravan Finance Broker:

A broker can be the best way to get a great deal on your caravan finance. Reputable brokers have access to a range of lenders who specialise in certain types of finance. The broker can search for the most competitive deals, allowing you to compare caravan finance rates without needing to fill out multiple forms and applications. A broker can assist you even if you have less than perfect credit as they will have access to a number of companies with more relaxed lending criteria. The broker can assist you with the paperwork, making the loan application process far less stressful and frustrating.

Finding caravan finance need not be stressful, but it can be a good idea to research your options before you commit to a purchase. This will allow you time to compare finance rates and find a great deal. You can then shop with confidence that you can comfortably afford your new purchase.

If you are considering caravan finance, Perth consumers should contact us. We specialise in all types of automotive finance and would be happy to discuss your requirements and assist you in obtaining the deal best suited to your particular circumstances.